Terms of Service

Last updated: February 24, 2026

1. Acceptance of Terms

By accessing or using Veda, you agree to be bound by these Terms of Service. If you do not agree, you may not use the platform. We reserve the right to update these terms at any time, and continued use constitutes acceptance of any changes.

2. Service Description

Veda is a forensic screening platform that analyses publicly listed Indian companies using academic financial models including Altman Z-Score, Beneish M-Score, Piotroski F-Score, Dechow F-Score, and DuPont Analysis.

Veda is not a financial advisor, broker, or investment platform. The information provided is for educational and screening purposes only and does not constitute investment advice, recommendations, or fraud determinations.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate information during registration and to notify us immediately of any unauthorized access.

4. Free and Paid Plans

Veda offers a free tier with limited analyses per month, and paid plans (Pro, Enterprise) with expanded access. Paid plans are billed on the schedule specified at the time of purchase. You may cancel at any time; access continues until the end of the current billing period.

We reserve the right to change pricing with 30 days' notice. Existing subscriptions are honoured until their next renewal date.

5. Intellectual Property

All content, data, scoring methodologies, case studies, reports, and platform code are the intellectual property of Veda. You may not reproduce, redistribute, or commercially exploit any content without written permission, except for personal or internal business use as permitted by your subscription plan.

6. Limitation of Liability

To the maximum extent permitted by law, Veda and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform, including but not limited to investment losses, data inaccuracies, or service interruptions.

7. Disclaimer

Forensic scores and risk flags generated by Veda are screening tools based on publicly available financial data. They are not fraud determinations, legal opinions, or investment advice. Users should independently verify all data against primary BSE/NSE filings and consult qualified professionals before making investment decisions.

8. Termination

We may suspend or terminate your account at our discretion if you violate these terms, engage in abusive behaviour, or use the platform in a manner that harms other users or the service. Upon termination, your right to access Veda ceases immediately.

9. Governing Law

These terms are governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Bangalore, India.

10. Contact

For questions about these Terms of Service, please contact us at contact@fraudopedia.co.in.